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More than three million people are injured in car accidents each year in the United States. That’s three million insurance claims filed in hopes of receiving fair payment for medical and repair expenses.
While it is possible to handle the claims process yourself after a car accident, it is not necessary.
In fact, hiring an experienced car accident attorney is almost always beneficial. They can make the process easier and less stressful, no matter how minor or serious the accident is.
If you are wondering whether you need to hire a lawyer after a car accident, here are some top reasons to convince you otherwise.
1.You may not know how bad things are at first.
The biggest concern after a car accident is to recover as quickly as possible. The sooner you do this, the sooner you can return to normal life.
Therefore, it is always in your best interest to seek medical attention as soon as possible after an accident.
However, the initially diagnosed injuries may not be the only thing you need to worry about.
Believe it or not, it can take a long time before you notice injuries or realize how serious they really are. This makes it difficult for you to ensure that insurance companies give you the settlement you truly deserve.
When you hire a lawyer after a car accident, they will contact you to find out exactly what is happening. If injuries are more serious later or your car repairs are more expensive than originally estimated, they will act on your behalf.
2.Insurance companies don’t want to pay
Insurance companies operate to protect their financial interests, but they also operate to make money. If they have to pay fees, especially large ones, it hurts their bottom line.
Therefore, it is common for the at-fault driver’s insurance company to delay or refuse to pay the settlement.
When this happens, you should hire an experienced attorney to represent your case. Your attorney works for you, not the insurance company.
Even better, a reputable car accident attorney will only get paid if you win the case. That means they have even more reason to fight for you and make sure insurance companies pay you what they owe.
3.Errors may occur during the replacement process.
Unfortunately, errors can occur at any time during the claims process. You may need guidance to achieve your ad.
An insurance agent can only do so much and only give you insurance-related advice. Regardless of who is at fault for the accident or whether the other driver tries to downplay the accident in an attempt to reduce the insurance, they cannot help.
Only an experienced attorney can help correct or, if possible, prevent these errors.
4.Lawyers can prove liability.
Experienced attorneys know the law better than any insurance company. This means they are better equipped to help you prove that the other driver caused the accident.
They will study the police report, witnesses, and other information you provide to get a clear picture of what happened. If the other driver is truly at fault for the accident, they will do everything they can to get the insurance company to handle their claims.
If that means going to court to settle, they will be happy to do so.
5. A lawyer can complete your agreement.
Just as insurance companies don’t want to pay settlements in the first place, they probably offer very few settlements. Remember that it is in their best interest to pay as little as possible for each car accident that occurs.
This means they will do everything possible to rule out the severity of your injuries.
If you hire an attorney, they will help you hold the insurance companies accountable. Remember, they understand the law and can best explain why you are entitled to a larger settlement.
Better yet, it shows the insurance company that you mean business. If you already have an attorney to work with, you are ready to resolve your claim without having to go to court. Remember that going to court will cost them more money and they don’t want to spend that money if they don’t have to.